Shumate Mortgage Team – Dependable Home Loans Across Georgia and the Southeast – Guiding Georgia and the Southeast Home — One Loan at a Time. With over 25 years of experience, our team is committed to clear communication, great rates, and stress-free home financing.

The Latest Posts From Our Blog

Chris Shumate – Fairway Home Mortgage Voted Best of Gwinnett 2025

Chris Shumate – Fairway Home Mortgage Voted Best of Gwinnett 2025 We are honored and excited to announce that Chris Shumate – Fairway Home Mortgage has been officially Voted Best of Gwinnett 2025 in the Financial Services category! This recognition is especially meaningful because Best of Gwinnett is determined by community votes and customer support…

by chrisshumate.com February 23, 2026February 23, 2026

Using Your Tax Refund for a Down Payment on a Home

Tax season often brings a welcome financial boost. For many buyers, a tax refund can be the extra push needed to move from “thinking about buying” to actually becoming a homeowner. If you’re planning to buy a home in Georgia or anywhere in the Southeast, your tax refund may be a smart way to help…

by chrisshumate.com February 2, 2026

What Happens After You’re Pre-Approved for a Mortgage

Pre-Approval Is a Big Milestone — Here’s What Comes Next Getting pre-approved for a mortgage is a huge milestone—and one I love celebrating with my clients. It means we’ve reviewed your financial information and confirmed what you can comfortably afford, whether you’re buying a home in Georgia, Metro Atlanta, or anywhere across the Southeast. That…

by chrisshumate.com January 30, 2026

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According to IRS data and independent tax analysts, many households are forecasting larger tax refunds this year due to recent tax law changes. That refund could be more than extra cash—it may help with a down payment, closing costs, and provide a clear, well-planned path to homeownership.

Filing for Georgia homestead exemption tells the county your property is your primary residence—and it could help lower your property taxes. Don’t miss out on money-saving benefits homeowners deserve!

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Is a housing crash coming? Will home values drop? | Let’s talk facts

VA Loans Questions Answered- Key Insights to help Veterans secure home loans

3 Top Wealth-Building Tips For Young Adults

Price Reduction vs. Seller-Paid Closing Cost

Mortgage Rates 2025: What the Fed Rate Cut Means For Homebuyers

Top 5 Mortgage Questions Answered with Chris Shumate Fairway Home Mortgage

Fed Rate Cut: What You Need To Know

Refinancing- What You Need To Know

Interest Rates Dropping! Combine with 0.5% Discount for first year, perfect opportunity to connect!

Real Mortgage Savings! What if you could save on your mortgage for the first year?

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Contact Us:
Chris Shumate | NMLS: 627360 | Senior Loan Officer and Sales Manager
3453 Lawrenceville Suwanee Road, Suite D | Suwanee, GA 30024 | 404-791-3155 | chriss@fairwaymc.com | http://www.chrisshumatefairway.com