Shumate Mortgage Team – Dependable Home Loans Across Georgia and the Southeast – Guiding Georgia and the Southeast Home — One Loan at a Time. With over 25 years of experience, our team is committed to clear communication, great rates, and stress-free home financing.

The Latest Posts From Our Blog

The Lowest Rate Isn’t Always the Best Lender: What Homebuyers Need to Know

When you’re shopping for a mortgage, it’s natural to compare interest rates. After all, the rate affects your monthly payment and the overall cost of your loan. But here’s something many homebuyers don’t realize: The lender with the lowest interest rate isn’t always the best lender. In today’s competitive housing market, choosing the right mortgage…

by chrisshumate.com July 17, 2026July 17, 2026

Condo Financing Is Changing This August 2026: Here’s What Buyers & Realtors Need to Know

If you’re buying or selling a condo with conventional financing, there’s an important change taking effect August 3, 2026. Fannie Mae and Freddie Mac are retiring the Limited Review (Fannie Mae) and Streamlined Review (Freddie Mac) processes for established condominium projects. Going forward, most condo transactions will require a Full Project Review. What Does This…

by chrisshumate.com July 13, 2026July 14, 2026

The Mortgage Phone Call That Can Win Your Home Offer

When you’re buying a home in a competitive market, every advantage matters. Many buyers focus on offering more money, waiving contingencies, or writing a personal letter. While those strategies can help in certain situations, there’s one simple step that often gets overlooked—and it can make a significant difference. A phone call from your mortgage lender…

by chrisshumate.com June 26, 2026June 26, 2026

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The Lowest Interest Rate Isn’t Always The Best Mortgage Lender

Biggest Mistake Homebuyers Make

What Can Make or Break a Smooth Mortgage Closing?

The Mortgage Phone Call That Can Win The Deal

3 Questions We’ll Cover on Your Mortgage Pre-Qualification Call

Your Mortgage Payment Went Up- Here’s Why

Why Private Mortgage Insurance Might Actually Make Sense

What’s Really Moving Mortgage Interest Rates Right Now?

Don’t House Hunt Until You Do This.

If a mortgage lender says THIS to you…🚩

3 Things I Won’t Do As Your Mortgage Lender

Under Contract on a home? What Happens Next in the Mortgage Process

Is a housing crash coming? Will home values drop? | Let’s talk facts

VA Loans Questions Answered- Key Insights to help Veterans secure home loans

3 Top Wealth-Building Tips For Young Adults

Price Reduction vs. Seller-Paid Closing Cost

Mortgage Rates 2025: What the Fed Rate Cut Means For Homebuyers

Top 5 Mortgage Questions Answered with Chris Shumate Fairway Home Mortgage

Fed Rate Cut: What You Need To Know

Refinancing- What You Need To Know

Interest Rates Dropping! Combine with 0.5% Discount for first year, perfect opportunity to connect!

Real Mortgage Savings! What if you could save on your mortgage for the first year?

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