Stop Unwanted Credit Solicitations with Opt Out Prescreen!

Trust us, it’s not us!  Mortgage companies are not selling your information to other companies resulting in credit solicitation calls and text messages.  This is a huge nuisance and unfortunately it is LEGAL!

Under the Fair Credit Reporting Act (FCRA), the consumer credit reporting agencies (Experian, TransUnion and Equifax) are permitted to include your name on lists used by creditors or insurers to make firm offers of credit or insurance.

The good news is you can opt out of prescreened credit offers. This means your name will no longer be included on lists that are used by creditors to send out these offers.

Here’s how you can STOP this from happening to you.

Go to optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to opt out for five years OR permanently.

We recommend taking this step as soon as possible before applying for a mortgage as it can take a few days for credit companies to remove consumers from their prescreened offer list.

You can also help by visiting https://namb.org/call-to-action/#/24 and show your support for the current bill H.R. 2656, which would amend the Fair Credit Reporting Act to prohibit the creation and sale of trigger leads, and for other purposes.  This legislation would end the dangerous practice of trigger leads which hurts consumers and damages the overall mortgage marketplace.

If you have any questions about the FTCA or credit solicitations, you can contact the FTC at 1-877-FTC-HELP (1-877-382-4357).