Mortgage News & Tips from Chris Shumate | Fairway Home Mortgage
Stay informed on rate moves, lending guideline updates, and smart home-financing strategies. Our articles are designed to educate—so you can make confident decisions. Join our email list for concise market updates and practical mortgage tips.
VA Home Loans: Serving Those Who’ve Served with Fairway and Chris Shumate
Honoring Service Through Homeownership At Fairway Home Mortgage, we take pride in serving those who’ve served our country. The VA mortgage loan is one of the most powerful benefits available to eligible veterans, active-duty service members, and surviving spouses. It offers a path to homeownership that honors their commitment and sacrifice — with financial advantages…
Top 5 Mortgage Questions Answered
By Chris Shumate, Senior Mortgage Loan Officer at Fairway Home Mortgage 📺 Watch the full video here: https://youtube.com/shorts/LWNrmvshBnE?si=kvBr1yq2aDN1pTvQ When it comes to getting a mortgage, it’s completely normal to have questions—especially in today’s market. After helping more than 3,500 families finance their homes over the years, I’ve learned that most people share the same core…
The Fed Rate Cut: What You Need to Know About Mortgage Rates
When the Federal Reserve announces a rate cut, it always makes headlines — and it’s easy to assume that means mortgage rates are automatically dropping too.But that’s one of the biggest misconceptions in the housing market. Let’s break down what a Fed rate cut really means and how it affects your mortgage options. 🎥 Watch…
Fairway Changes Name to Fairway Home Mortgage
After 29 Years as Fairway Independent Mortgage Corporation, A New Era Begins…I’m ecstatic to share that Fairway Independent Mortgage Corporation is now Fairway Home Mortgage. Same trusted team, with a bold new name! We’re still your go-to mortgage experts, just with a fresh look that reflects our commitment to helping our clients feel right at…
Smart Strategies for Homebuyers in Today’s Market
Rate Buydowns Help with Affordability, but a Wide Portfolio of Mortgage Options Is the Ultimate Tool Potential homebuyers today face more hurdles than in recent years. Many don’t have a large amount of cash to bring to the closing table, while others are focused on achieving a manageable monthly mortgage payment. In an environment where…
USDA Financing for Manufactured Homes Available Nationwide in March 2025!
Great news for homebuyers! Starting in March 2025, USDA financing will be available nationwide for manufactured homes, making homeownership more accessible and affordable. This expansion opens doors for buyers looking for quality, cost-effective housing with zero down payment options and competitive interest rates. The Shumate Team at Fairway Independent Mortgage, is licensed in Georgia, Alabama,…
Financing for Self-Employed and Investors Made Easy
We have flexible loan options for buyers with a wide variety of income sources. Two loan products we are highlighting are Bank Statement loans and DSCR loans. Bank statement loans for self-employed buyers. This program allows the use of deposit history to determine income. 12-24 month bank statements loans available. DSCR (Debt Service Coverage Ratio)…
Refinancing Your Mortgage: Timing is Key to Maximize Savings
Watch this important message before refinancing your mortgage. Reach out to discuss your options and know when the time is right.
Buy Before You Sell – Helping Homebuyers Transact with Speed and Certainty
With our modern bridge solution, we can unlock equity from your current home before selling your old one and free up your debt-to-income ratio. Contact us today to get started on buying your new home! Watch this video below to learn more! Buy Before You Sell- Helping Homebuyers transact with speed and certainty For more…
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to enter into an agreement. Not all customers will qualify. Information, rates and
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Opportunity. Licensed in: Licensed in Georgia (#43092), Alabama (#62689), Florida (#L031826), Tennessee (#123866), South Carolina (#MLO-627360), and North Carolina (#I-169956). State Disclaimers:
Georgia Residential Mortgage Licensee #21158.
Contact Us:
Chris Shumate | NMLS: 627360 | Senior Loan Officer and Sales Manager
3453 Lawrenceville Suwanee Road, Suite D | Suwanee, GA 30024 | 404-791-3155 | chriss@fairwaymc.com | http://www.chrishumatefairway.com
Shumate Mortgage Team - Dependable Home Loans Across Georgia and the Southeast 