What You Need To Know About Financing:
Class Code: 70508 | 3 Hr CE Credit
This course presents fundamental concepts regarding the mortgage process. The course will cover the process beginning with prequalification through closing. Students will be provided with the general requirements of the different loan programs with a more detailed look into the unique characteristics associated with USDA and VA financing. We will discuss detailed information regarding income requirements, the use of automated underwriting systems and the impact they have on loan approval. In addition to this students will be shown how to estimate closing costs, properly dispute appraisals, look at different options when negotiating contracts, understand how to drop PMI and how to research loan officers so they can better serve their clients.
The This & That of Mortgages:
Class Code: 75780 | 3 Hr CE Credit
This course will focus on the basic concept of mortgages, the most common loan products and the advantages and disadvantages of each one. In depth discussions about interest rates, historical data, and the impact rates have on buyer’s cash to close, renting versus buying and specialty loan programs.
Financing Options That Could Make A Difference:
Class Code: 70509 | 3 Hr CE Credit
This course presents various financing options available to homebuyers. This course will help the Real Estate agent under the alternatives available so they are better equipped to find a solution when presented with the challenges faced throughout the process. We will take a detailed look at the various rehabilitation loans for homes in need of repair or for buyers interested in financing the cost of home improvements.
Mortgage 101:
Workshop | No CE Credit
Do You Want To Know?
• What your buyers see throughout the application & pre-qualification process and how to advise your clients?
• How to help your buyers avoid pitfalls that might affect their qualification?
• What lenders consider when pre-qualifying your buyers?
• How to set yourself apart from other realtors by understanding the mortgage process of buying a home?
Mastering Real Estate Property Types And Mortgage Dynamics:
Class Code: 77639 | 3 Hr CE Credit
This course is to equip real estate professionals with comprehensive knowledge and understanding of various property types and their implications on the mortgage process. Throughout the course, participants will gain proficiency in identifying and differentiating between the various property types. Moreover, participants will explore how different property-related conditions affect mortgage applications and approvals. Additionally, the class will delve into the critical role of appraisals for these various property type real estate transactions, including techniques for assessing comparable sales, repairs, appraisal waivers, and title issues.
